Renters Rights

Fair Wear and Tear Under the Renters Rights Act: A Landlord's Practical Guide

The Renters Rights Act places greater scrutiny on deposit deductions. Understanding fair wear and tear — and how to document it correctly — is essential for landlords in 2025 and beyond.

Sarah Johnson

Head of Product

January 28, 2026
6 min read

Fair wear and tear has always been one of the most contested concepts in residential tenancy law. What counts as normal deterioration? What crosses the line into chargeable damage? Under the Renters Rights Act, with its abolition of Section 21 and its enhanced tenant protections, the stakes attached to getting this distinction right have increased significantly. A poorly evidenced deposit deduction is now more likely than ever to be challenged — and to result in sanctions under the new Ombudsman scheme.

What Is Fair Wear and Tear?

Fair wear and tear refers to the reasonable deterioration of a property and its contents through normal use over time. It includes things like minor scuffs on walls from furniture, slight fading of carpets in high-traffic areas, and the gradual dulling of paintwork. It does not include burns, deep stains, broken fixtures, or damage caused by negligence or deliberate misuse.

The key factors in assessing fair wear and tear are: the length of the tenancy, the number of occupants, the age and quality of the item at check-in, and whether the deterioration is consistent with normal use or suggests misuse. A carpet that shows mild wear after three years with two occupants is very different from the same carpet after six months with one occupant — the latter suggests damage beyond normal use.

Documenting Condition at Check-In: Setting the Baseline

The foundation of any wear and tear assessment is the check-in condition record. For each item that could deteriorate — carpets, walls, furniture, appliances — you need a clear photographic record of its condition at the start of the tenancy. This should include close-up photos of any pre-existing marks, stains, or damage, as well as wide shots that establish the overall condition and context.

  • Photograph all carpets with at least one close-up and one wide shot per room
  • Document wall condition including any existing scuffs, marks, or pin holes
  • Record the age and condition of all soft furnishings at check-in
  • Note the condition of all appliance surfaces, controls, and interiors
  • Capture kitchen and bathroom surfaces including any pre-existing staining

AI-powered check-in and check-out comparison tools can assess fair wear and tear objectively — analysing photo pairs to identify changes in condition and assess whether they are consistent with normal use or constitute damage. Inspect360's comparison reports are designed to meet the evidence standards required by deposit protection schemes and the new Ombudsman.

Calculating Betterment: The Depreciation Approach

When an item needs replacing because a tenant has caused damage, you cannot normally charge the full replacement cost if the item was already old or worn at check-in. Deposit protection schemes apply a betterment principle — you can only charge the depreciated value of the item. For example, a carpet with a 10-year lifespan that was five years old at check-in and is destroyed by the tenant would attract a maximum deduction of 50% of the replacement cost.

Under the enhanced scrutiny of the Renters Rights Act framework, applying betterment correctly is not just good practice — it's essential for maintaining a defensible position with the Ombudsman. Deductions that don't account for the item's age and remaining lifespan are likely to be partially or wholly rejected.

Presenting Wear and Tear Assessments Transparently

The Renters Rights Act's new transparency requirements mean tenants have enhanced rights to information about their tenancy and any charges applied. When issuing a deposit deduction schedule, be explicit about what you are charging for, what you are accepting as fair wear and tear, and how any betterment calculation has been applied. A clear, photographic comparison report that shows what the item looked like at check-in and what it looks like now — alongside a written assessment distinguishing wear and tear from damage — is the most effective approach.

  • Issue a written deduction schedule within 10 working days of check-out
  • Include side-by-side check-in and check-out photos for each deduction
  • State explicitly what you are not charging for and why it is accepted as wear and tear
  • Show your betterment calculation for any item that was not new at check-in
  • Provide contractor quotes or invoices to support claimed deduction amounts

The New Ombudsman: Raising the Bar for Evidence

The Private Rented Sector Ombudsman introduced by the Renters Rights Act provides tenants with a new route to challenge landlord and agent conduct — including deposit deductions. Ombudsman decisions can result in compensation orders, formal findings against the landlord or agent, and in serious cases, referral for further regulatory action. The evidence standard expected by the Ombudsman is higher than what many deposit protection schemes have historically required. Digital inspection records with AI-generated comparison assessments are now the minimum standard for professional landlords and agents.

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